Plumb
D+

Personal finance reviews

Money.com

Money Group, LLC (formerly Ad Practitioners LLC)

Editorial reviews Pay-to-rank Free to read Visit Money.com ↗

A storied finance brand turned affiliate publisher: useful "best of" guides, but by its own disclosure a partner's payout can influence where it ranks.

Pay-to-rank cap applied. Money.com's own published disclosures say compensation can affect which providers appear in its rankings, or in what order — the exact wording is quoted in "Follow the money" below. Under our pay-to-rank rule the grade can never rise above D+, no matter how the site scores on the rest of the rubric. The composite score shown on this page is after the cap.

What it's really for A personal-finance publisher; the rankings earn affiliate and advertiser compensation.

What our grade covers The grade on this page is about its 'best of' finance, insurance, and crypto rankings, not everything the site does.

High Scoring Confidence Checked against primary sources. We are confident in the facts and the grade here.

Follow the money

Advertiser partners whose products it ranks pay it the most, and by its own disclosure their payout can influence placement and ordering on the site.

Source →
Operating since
1972 (54 years) · source
What it costs you
Free to read The reviews are free to read.
How they make money
It earns affiliate commissions and advertiser compensation when readers click partner links or sign up for products it ranks.
What they do
It publishes editorial guides and "best of" rankings across personal finance, insurance, and crypto, scoring companies that pass an initial quality screen.
What to watch for
By its own disclaimer, a partner's "performance and/or payout may influence their placement," so the order you see is not purely merit-based (except, it says, for home-lending partners).
Composite score
1.70 / 5.00 → grade D+ (pay-to-rank cap applied)
Last verified
June 2, 2026 — when we last checked this entry's facts, links, and grade against the live site.
Site confirmed live
July 11, 2026 — our monthly automated check reached Money.com and got a normal response.

How the grade was reached

Independence · 30% weight 1 / 5

Does the site take money from the very entities it ranks? Pay-for-placement, vendor-funded data, and affiliate commissions all pull this down. The less the ranking can be bought, the higher the score.

Evidence basis · 30% weight 2 / 5

What is the ranking actually built on? Hands-on testing scores highest, then verified first-hand reviews, then opinion or popularity surveys and self-reported figures, then pay-to-rank, which scores lowest.

Method transparency · 20% weight 3 / 5

Is the methodology published, specific, and reproducible? Can a reader see how a given rank was reached, or is it a black box?

Conflict disclosure · 10% weight 4 / 5

Are commercial relationships, sponsorships, and affiliate arrangements disclosed clearly and near the rankings themselves, rather than buried?

Manipulation resistance · 10% weight 2 / 5

How hard is it to game? Controls against fake reviews, solicited reviews, and vendor gaming raise this; an open box anyone can stuff lowers it.

Evidence

Compare with others

Others reviewing personal finance (compare all →)

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